Loan / EMI Calculator
Estimate monthly instalment, total payment and finance cost.
Your resultEnter values to calculate
About this loan / emi calculator
Estimate an equal monthly instalment for a reducing-balance loan from principal, annual rate and term.
How to use it
Enter the requested values, check the units or period you selected, and choose Calculate. You can change the inputs and calculate again.
How KHOJO calculates the result
The calculator uses the standard amortising-payment formula. Actual bank instalments can differ because of fees, insurance, taxes, rounding or a different markup method.
Important: Results are estimates. For financial, tax, admission, construction or energy decisions, verify the inputs and applicable official rules before acting.